Experience the Difference

We do things the old fashion way:  we manage our clients’ accounts ourselves with direct and transparent contacts with them, and we tend not to outsource their assets.  Although our contract and company brochure provide for letting another registered/licensed investment advisor manage part of our clients’ assets, that would only take place on rare and special occasions.  Hence, we do our own economic, financial, and security analysis in-house, we come up with investment strategies based on current and upcoming economic cycles, and as we act as fiduciary to our clients and their assets, we have your best interest at all times.

ASC provides investment advisory services through personal Client contacts and interactions to invest, reinvest, direct, and manage your assets that are held in your account, and considering based on your investment goals and objectives, ASC has the ongoing responsibility to select or make recommendations as to specific securities or other investments that may be purchased or sold in the account.

In the event that ASC’s services will include or be limited to monitoring, analysis, and reporting of the performance of certain or all investments in your account, ASC, in this capacity, may recommend changes, provide you with reports or other information, and periodically review the suitability of the investments for you, and ASC will be paid on an hourly basis for its services.

How We Operate

Prior to engaging ASC to provide Investment Asset Management Services, for Individuals, Small Businesses, and Retirement Plans, each Client is required to enter into an investment advisory agreement with ASC, and the agreement defines the terms, conditions, authority, and responsibilities of ASC and the Client. These services may include:

• Establishing an Investment Policy Statement – The Advisor and the Client may develop a statement that summarizes the Client’s investment goals and objectives along with the comprehensive investment strategies to be employed to meet the Client’s objectives.
• Asset Allocation – The Advisor will develop a tactical asset allocation that is targeted to meet the investment objectives, time horizon, financial situation, and risk tolerance for each Client.  Tactical asset allocation is different from the traditional strategic asset allocation.  A tactical asset allocation requires active management to meet the changes in the conditions of the United States and global economies.
• Asset Portfolio Construction – The Advisor will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client.
• Investment Management and Supervision – The Advisor will provide active investment management and ongoing oversight of the Client’s portfolio.

Retirement

Retirement and Pension Consulting Services applies for asset management if any assets of the Client includes (1) pension or other employee benefit plan (including any 401(k) plan) governed by the Employee Retirement Income Security Act of 1974, as amended (“ERISA”); (2) tax-qualified retirement plan (including a Keogh plan) under Section 401(a) of the Internal Revenue Code, as amended (the “Code”), and not covered by ERISA; or (3) an individual retirement account (“IRA”) under Section 408 of the Code.